Financing the Future of Education
Specialized Lending for Universities & Schools
We fund all schools and education institutions.
- Universities
- Colleges
- Charter Schools
- Private Schools
We fund charter schools, private colleges, universities, private schools, and community colleges.
Funding Programs
Short- to medium-term financing with 1–3 year terms, flexible amortization, and renewal options—designed to address cash flow gaps and temporary budget shortfalls.
Flexible 1–5 year loans with customizable amortization and renewal options, designed to fund capital improvements, programmatic expenses, new initiatives, or refinance existing debt.
Flexible 1–5 year financing designed for real estate acquisitions, construction, and campus improvements—structured as interim capital with an expected take-out by bonds or other long-term financing.
Flexible 1–5 year financing designed for real estate acquisitions, construction, and campus improvements—structured as interim capital with an expected take-out by bonds or other long-term financing.
Additional capital structured on parity with existing bonds, designed to support working capital needs, new initiatives, and debt restructuring.
Purchase of state-guaranteed receivables to address short-term cash flow needs, designed for charter schools and smaller institutions.
CAM does not provide financing to institutions in the planning or pre-operational phase. To be eligible, schools must be operational and have a minimum of three years of independently audited financial statements.
Charter Asset Management: A Trusted Lending Partner for Education
Charter Asset Management Fund, L.P. (CAM) is a leading private credit fund providing flexible, short- and medium-term financing to schools and universities nationwide.
Since 2012, CAM has deployed over $1 billion to hundreds of educational institutions, recognized for competitive pricing, fast execution, and solutions beyond traditional lenders or the bond market.
CAM delivers customized financing—including term loans, credit facilities, asset- and real estate-backed loans, and the purchase of state-guaranteed receivables—to strengthen liquidity, support growth, and promote long-term financial stability.
Why Choose CAM?
We are a specialized financial partner for educational institutions.
Our funding programs are designed to meet the needs of universities, colleges, charter schools, and private schools. With deep expertise in education finance, we assess institutional credit strength and deliver financing solutions tailored to each school’s goals.
Traditional lenders often struggle to serve educational institutions due to collateral constraints and limited sector-specific experience. We fill that gap with focused expertise, flexibility, and a long-term approach to education financing.
Most importantly, we share your mission: supporting institutions that drive student success and academic excellence.
Our financial solutions are price-competitive, reliable, flexible, and sustainable, grounded in openness, transparency, and disciplined lending and investment practices.
Charter Schools and Private Schools
Check out this video about one of our very first clients.
Charter Schools and Private Schools
We support all educational institutions — public and private colleges and universities, charter schools, and private schools — through disciplined, responsible lending and investment practices.
Talk to us about getting your school funded